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Bankrate's monthly survey of six questions measures how secure Americans feel about their personal finances compared to 12 months ago. From July 3-7, 2013, telephone interviews (on landlines and cellphones) with 1,005 adults living in the continental U.S. were conducted by Princeton Survey Research Associates International. The results of Bankrate's Financial Security Index have a margin of error of plus or minus 3.6 percentage points. This month, the index decreased to 102, down 0.7 points since June 2013.

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Highlights:

• Respondents making six figures prefer stocks (34%) and real estate (32%). People making less than that prefer cash investments (29%), real estate (23%) and precious metals (18%).
• Cash investments were preferred by 32% of people with a high school education or less, compared to 24% of those with some college education and 19% with a college degree.
• Women prefer cash investments slightly more than men do (30% versus 21%), while men prefer stocks more than women do (18% versus 11%).

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Highlights:

• Around 1 in 4 men (26%) are feeling more job-secure today, compared to 1 in 6 women (16%).
• 22% of Republicans, 17% of Independents and only 3% of Democrats say their job security has decreased in the past 12 months.
• More than one-third of those 65 and older (37%) feel less secure in their jobs, versus an average of 12% of adults in younger age groups.

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Highlights:

• 26% of people who make at least $30,000 a year feel more comfortable with their savings, while just 12% of those making less than that do.
• 2 in 10 adults younger than age 65 (21%) are feeling more comfortable with their savings, compared to approximately 1 in 10 of those (11%) who are at least that age.
• 35% of respondents without a college degree felt less comfortable with their savings, while 23% of more educated respondents felt the same way.

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Highlights:

• 13% of college graduates feel less comfortable about their debt, compared to 23% of those without a college degree.
• 17% of full-time workers feel less comfortable with their debt, versus 25% of people employed part time.
• 28% of people making less than $30,000 a year are less comfortable with their debt, but only 17% of people with higher incomes feel that way.

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Highlights:

• 34% of men report their net worth is higher today, versus 24% of women.
• 20% of Republicans and 18% of Independents say they have a lower net worth, versus 11% of Democrats.
• 31% of respondents younger than 65 report a higher net worth, compared to 19% of people 65 and older.

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• 35% of men say they're doing better today, versus 22% of women.
• 26% of Republicans and 25% of Independents say they're worse off today, compared to 14% of Democrats.
• 31% of people younger than 65 say they're doing better today, but just 15% of respondents 65 or older agree.

Editor's note: Percentages may not equal 100, due to rounding.

Bankrate's Financial Security Index gauges how Americans feel today versus a year ago on vital financial matters. An index value of less than 100 indicates declining levels of financial security; a value greater than 100 reveals higher levels of security compared to 12 months ago.

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Source: http://www.bankrate.com/finance/consumer-index/financial-security-charts-0713.aspx

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Gunman, 6 others dead after hostage standoff in Florida

HIALEAH, Fla. ? A gunman holding hostages inside a South Florida apartment complex killed six people before being shot to death by a SWAT team that stormed the building early Saturday following an hours-long standoff, police said.

Sgt. Eddie Rodriguez told The Associated Press that police got a call around 6:30 p.m. EDT Friday that shots had been fired in a building with dozens of apartments in Hialeah, just a few miles north of Miami.

Although a crisis team was able to briefly establish communication with the man, Rodriguez said talks eventually ?just fell apart? with the gunman, who was holding two hostages on the fifth floor. Both of them survived when officers stormed the building, fatally shooting the gunman during an exchange of gunfire.

?They made the decision to go in there and save and rescue the hostages,? he said.

The dead bodies of three women and two men were found at two different apartment units inside the building, which Rodriguez said was in a ?very quiet neighbourhood.? Another man who was walking his children into an apartment across the street also was killed. Rodriguez said it wasn?t immediately clear whether the gunman took aim at him from an upper-level balcony or if he was hit by a stray bullet.

?From up there, he was able to shoot at people across the street, catching this one man who was just walking into his apartment,? Rodriguez said.

The entrance to the neighbourhood, which is lined with apartment buildings, remained blocked off early Saturday. Rodriguez said police were still investigating the motive and identifying the gunman and victims.

?Investigators are talking with families of the victims, neighbours, people that were present when all this began,? he said. ?That way we can start to piece together this huge puzzle that we?re working with.?

Source: http://thechronicleherald.ca/world/1144689-gunman-6-others-dead-after-hostage-standoff-in-florida

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NBC to air Kerrigan interview during Olympics

FILE - This Jan. 12, 1992 file photo shows Tonya Harding, left, and Nancy Kerrigan at the 1992 U.S. Figure Skating Championships in Orlando, Fla. On Saturday, July 27, 2013, NBC announced a documentary about the 1994 attack on Nancy Kerrigan to air during the upcoming Winter Olympics. (AP Photo/Phil Sandlin, File)

FILE - This Jan. 12, 1992 file photo shows Tonya Harding, left, and Nancy Kerrigan at the 1992 U.S. Figure Skating Championships in Orlando, Fla. On Saturday, July 27, 2013, NBC announced a documentary about the 1994 attack on Nancy Kerrigan to air during the upcoming Winter Olympics. (AP Photo/Phil Sandlin, File)

BEVERLY HILLS, Calif. (AP) ? A new documentary on former Olympic figure skating rivals Nancy Kerrigan and Tonya Harding that includes an exclusive interview with Kerrigan will air during NBC's Winter Olympics coverage in February.

Mary Carillo will interview both women on the 20th anniversary of their dramatic showdown at the 1994 Lillehammer Olympics.

NBC's program will air three months after ESPN's "Tonya and Nancy" documentary, set for Nov. 5. That film includes new interviews with Harding, although ESPN Films said earlier this week it is still trying to persuade Kerrigan to grant an interview.

Both documentaries will recount the Jan. 6, 1994, incident in which Kerrigan was clubbed on the knee after practice for the U.S. championships in a plot masterminded by Harding's ex-husband. At the Olympics, Kerrigan won a silver medal and Harding finished eighth.

In the NBC program, Carillo interviews both Kerrigan and Harding about what they learned and where they are now.

Kerrigan has shunned the spotlight since retiring to focus on raising her three children. Harding is married with a child and has participated in several sports and reality shows.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/4e67281c3f754d0696fbfdee0f3f1469/Article_2013-07-27-TV-NBC-Tonya%20and%20Nancy/id-c71422148d9f429e993fdd57a71f8c18

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Zynga Won't Pursue US Real-Money Gambling Licenses | Online ...

July 25, 2013

Social gamers Zynga have nixed plans to pursue real-money online gambling opportunities in the United States. The company dropped the bombshell as part of its Q2 earnings report, which saw Zynga?s revenues fall 31% to $231m, resulting in a net loss of $15.8m for the three months ending June 30. In a statement accompanying the report, new CEO Don Mattrick said Zynga needed to ?get back to basics? and take ?a longer term view on our products and business.? Mattrick said Zynga expected ?more volatility ? than we would like over the next two to four quarters.?

The day?s biggest source of volatility came via Zynga?s statement that it believed ?its biggest opportunity is to focus on free to play social games.? Zynga ?continues to evaluate? the ?test? of its UK-facing real-money gambling tie-up with pan-European operator Bwin.party digital entertainment, but Zynga had made ?the focused choice not to pursue a license for real-money gaming in the United States.? Instead, Zynga intends to ?evaluate all its priorities against the growing market opportunity in free, social gaming, including social casino offerings.? Last month, Zynga acquired games developer Spooky Cool Labs, whose lead designer Joe Kaminkow is something of a slot machine legend.

While Zynga shares closed out the day up nearly 7% to $3.50 ? buoyed in part by Facebook?s positive report the day before ? the US real-money gambling backtrack has sent Zynga?s shares into an after-hours freefall, off nearly 14% at time of writing. The question now becomes: what prompted Zynga?s real-money about-face? (Oh, right?) Zynga execs barely mentioned the subject in their post-earnings call with analysts, sticking to their mantra that it was a matter of regaining ?focus.?

Zynga had already started its pursuit of a preliminary finding of suitability from Nevada gaming regulators and ? prior to his stepping down from the CEO role at the end of June ? Zynga founder Mark Pincus barely went a week without at least alluding to the untold riches that would assuredly be Zynga?s when it began taking real-money wagers on its popular Zynga Poker and casino products. Such talk was usually sufficient to arrest Zynga?s post-IPO share price decline, but having continually sown the wind, Pincus is now reaping the whirlwind of investor dissatisfaction.

FORGET DRAW SOMETHING? DO SOMETHING
Leaving aside gambling for the moment, Zynga?s player base contracted yet again during the past three months. Daily active users (DAUs) fell to 39m, off 45% from its 72m peak last year and down 24% from Q1. Monthly active users (MAUs) fell to 187m, down 39% year-on-year and 26% sequentially. Unlike Facebook, Zynga continues to struggle to attract the growing ranks of mobile users, as its web/mobile split came to 23m/16m for DAUs and 129m/57m for MAUs.

Bookings, the price users pay for in-game purchases of virtual goods, fell to $187.6m, down 38% from Q2 2012 and down 18% from Q1 2013. While the amount paying gamers spent rose 14% in Q2, the numbers of monthly unique payers came in at 1.9m, down 51% from the year before. Zynga expects bookings will continue to fall in Q3, with projections of $125m to $150m for the coming quarter. Revenues for Q3 are also expected to come in lower, somewhere between $175m and $200m, and the company projects a net loss between $14m and $43m.

Over the past year, Zynga has been furiously tossing ballast (aka employees) overboard in order to reduce the volumes of red ink on its books. The company?s status as the interwebz top social gaming company has been usurped by companies like King and Caesars Interactive Entertainment, which have been far more adept at moving into the mobile space than Zynga. This time last year, Zynga had seven of the top-10 Facebook games; that number has since shrunk to three. Forbes? Tero Kuittinen spoke for many industry observers when he said Zynga?s ?house is on fire.? As well as Pincus? pants?

Source: http://calvinayre.com/2013/07/25/business/zynga-wont-pursue-real-money-gambling-in-us/

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New NASA telescope scours sun in 'grand opening'

This combination of images made available by NASA's Goddard Space Flight Center on Thursday, July 25, 2013 shows a comparison between the higher resolution provided by the new ISIS (Interface Region Imaging Spectrograph), right, and the SDO (Solar Dynamics Observatory) spacecraft. Launched in June 2013, NASA's IRIS has a scheduled mission of two years. Scientists say the observations will help shed light on the sun's impact on Earth. (AP Photo/NASA, Goddard Space Flight Center)

This combination of images made available by NASA's Goddard Space Flight Center on Thursday, July 25, 2013 shows a comparison between the higher resolution provided by the new ISIS (Interface Region Imaging Spectrograph), right, and the SDO (Solar Dynamics Observatory) spacecraft. Launched in June 2013, NASA's IRIS has a scheduled mission of two years. Scientists say the observations will help shed light on the sun's impact on Earth. (AP Photo/NASA, Goddard Space Flight Center)

CAPE CANAVERAL, Fla. (AP) ? NASA is getting an unprecedented close-up look at the sun, thanks to a new telescope.

NASA's IRIS spacecraft, launched just a month ago, already is providing detailed pictures of the sun. The telescope's door opened last week, and it began observing the lower solar atmospheres in never-before-seen detail. The early results were announced Thursday and hailed by the research team as exciting.

NASA's science mission directorate chief, former astronaut John Grunsfeld, says it's "a grand opening of a new era in solar physics."

IRIS is short for Interface Region Imaging Spectrograph. It will continue its mission for the next two years. Scientists say the observations will help shed light on the sun's impact on Earth.

___

Online:

NASA: http://www.nasa.gov/iris

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/b2f0ca3a594644ee9e50a8ec4ce2d6de/Article_2013-07-25-Sun%20Close-up/id-1167d076ded245f184b4d2c1a622894b

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